

Differences I’ve noticed between the Northern Kentucky/Cincinnati area and the Council Bluffs/Omaha area.
1. Home property taxes are A LOT higher in Iowa than in Kentucky. Property taxes in Nebraska are even higher than Iowa.
2. The sales tax is 7% in Iowa and 6% in Kentucky.
3. You can buy hard liquor at Wal-Mart in Iowa. Some counties in Kentucky are absolutely dry.
4. Iowa has 2 tax-free days; Kentucky doesn’t.
5. In Iowa you can open enroll at the school district of your choice. It’s not impossible to do that in Kentucky, but in most cases it is much more difficult to do so.
6. The traffic in the Northern Kentucky/Cincinnati area is MUCH WORSE than in the Council Bluffs/Omaha region.
7. You can get a driver’s permit at the age of 15 in Iowa; you must be 16 in Kentucky.
8. For homeschooling in Kentucky the requirement was the equivalent of 175 6-hour days. In Iowa, the requirement is 148 days. (My older son is going to public school for the first time. My younger son will probably do somewhere between 148 and 175 days of homeschool.)
9. In Iowa there’s a Lutheran church in every town, whereas in Kentucky there’s a Baptist one on every corner. (I’m a fan of both.)
10. Car insurance rates are quite a bit cheaper in Iowa than in Kentucky.
11. Midgrade gas is cheaper than 87 gas in Iowa because of the addition of ethanol. In Kentucky midgrade is usually 10 cents higher than 87 while premium is 20 cents higher.
12. The state income tax rate is 6% in Kentucky; it is 8.98% in Iowa and 6.84% in Nebraska. I’m not sure how that’s going to work since Mr. 3M works in Nebraska, but we live in Iowa.
13. In Kentucky we lived down the street from Mr. 3M’s parents and 17 hours from my mom. Now we live 11.5 and 5.5 hours away, respectively.
We have moved into our house in the Council Bluffs area, but we still have most of our stuff in Kentucky. At least I have high speed, my computer, and about 7 or 8 books on my upcoming reading schedule. Oh yeah, and the husband and kids, too! I guess that’s all I need for now. ![]()






